The Best Business Credit Card Offers
Disclosure: Easy Travel Points, LLC has partnered with CardRatings for our coverage of credit card products. Easy Travel Points, LLC and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. This compensation may impact how and where links appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
If you are a small business owner, using a business credit card is essential to keeping your finances in order. In addition, there are some great benefits and welcome bonuses that are limited to each bank’s lineup of business cards. If you’re looking for a new card, here are the best business credit card offers that are currently available.
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My Take – I love this card because it comes with a large welcome bonus and no annual fee. Plus, it has a few great bonus categories that can help you earn points quickly. I also love this card because it pairs great with other Chase cards, so it’s easy to get more out of the points you earn.
Bonus – bonus_miles_full
Highlights – This business card earns 5% back on the first $25,000 spent on combined purchases at office supply stores and internet, phone and cable companies each anniversary year. Plus, earn 2% cash back on the first $25,000 in combined restaurant and gas station purchases each anniversary year.
Annual Fee – $0
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My Take – I love this card because it comes with a large welcome bonus and no annual fee. And if you want a simple earning structure, this card is perfect for you. I also love that this card pairs great with other Chase cards, so it’s easy to get more out of all the points you be earning.
Bonus – bonus_miles_full
Highlights – You can also pair this card with another one of Chase’s premium cards in order to redeem these points in other ways like transferring them to one of Chase’s travel partners. You also earn an unlimited 1.5 points for every dollar you spend with this card. In addition, cards for employees are free.
Annual Fee – $0
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My Take – I love this card because it comes with a large welcome bonus and a low annual fee. If you don’t have any of Chase’s premium travel rewards cards, you can use this card as an alternative and still be able to transfer your points to one of their excellent travel partners. Plus, this card comes with some great benefits and bonus earning categories that a perfect for small business owners.
Bonus – bonus_miles_full
Highlights – If redeemed for travel through the Chase travel portal, these points are worth $1,250! These points can also be transferred to one of Chase’s travel partners where you can easily unlock even more value. This card also gives you various travel insurance benefits if you pay for your travel expenses with this card. You can earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year.
Annual Fee – $95 (not waived during the first year) which I think is an excellent value considering the welcome bonus and all of the benefits this card comes with.
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My Take – This card is another great option if you love American Express and own a small business and travel a lot. The premium benefits that come with this card are top-notch, in my opinion. Yes, the annual fee is higher than most, but the benefits and perks you get can easily offset the cost. Add in the welcome bonus you can earn and I think this is a great option for those who own their own business.
Bonus – bonus_miles_full Terms apply.
Highlights – You will earn 5 points for every dollar you spend on airfare and prepaid hotels that you book directly with American Express Travel. You’ll earn 1.5x points on eligible purchases at U.S construction material and hardware suppliers, electronic goods retailers and software, cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
Each year you’ll receive up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
Card Members are eligible to receive a statement credit every 4.5 years for the application fee for TSA PreCheck® and every 4 years for Global Entry when charged to an eligible Card. Card Members will receive a statement credit for the first program (either Global Entry or TSA PreCheck ) to which they apply and pay for with their eligible Card regardless of whether they are approved for Global Entry or TSA PreCheck. However, Card Members can receive no more than one credit for up to $85 for TSA PreCheck or $100 credit for Global Entry (but not both programs), depending upon the program the Card Member first applies for, for an application fee charged to an eligible Card.
Card Account is only eligible for up to $200 in statement credits between January and June and up to $200 in statement credits between July and December for a total of $400 per calendar year in statement credits across all Cards on the enrolled Card Account. Valid only on purchases made directly with Dell Technologies or at dell.com in the US and US territories where Dell Technologies is the merchant of record for the purchase.
Annual Fee – $695 See rates and fees.
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My Take – This card is an excellent choice for small business owners who fly Southwest Airlines frequently. I love this card because it has a welcome bonus that’s higher than a lot of other business cards and comes with some excellent travel benefits as noted below. Plus, Southwest points are super easy to use, so you’ll be able to easily use your points for an upcoming trip.
Bonus – bonus_miles_full Remember, all points will be eligible to help you earn the coveted Companion Pass.
Highlights – Earn 2 points per dollar on select business categories. Each year you’ll receive 4 upgraded boarding passes to positions A1-A15 that can be used on any available flight. Each card anniversary year you will receive 9,000 additional Rapid Rewards points. Every 4 years you can receive up to a $100 statement credit on Global Entry or TSA PreCheck fees.
Annual Fee – $199 (not waived during the first year)
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My Take – I think this card is perfect for those who love staying at IHG hotels. This card comes with a great welcome bonus and you get a free award night each year. This award night you get each year easily offsets the cost of paying the annual fee, in my opinion. Add in the complimentary elite status and this one becomes an easy decision for IHG loyalists.
Bonus – bonus_miles_full
Highlights – You’ll earn a free night work 40k bonus points after each account anniversary year. You’ll also get IHG Platinum elite status when you have this card. Plus, you’ll get reimbursed for your Global Entry or TSA PreCheck application fee every 4 years.
With this card you’ll earn 10 points per dollar on IHG stays and 5 points per dollar on all other travel. Plus you can earn 5 points per dollar on dining (including takeout and eligible delivery services) and gas stations. Finally, you’ll earn 3 points per dollar on all other eligible purchases.
Annual Fee – $99
Final Thoughts
Before choosing a new business card, take a minute and review where your business spends a lot of money. Make sure the card you choose will help you maximize the number of miles you’ll be able to earn. If you’re still not sure which of the latest business credit card offers is best for you, you can contact us at any time and we would be happy to help.
For rates and fees of The Business Platinum Card® From American Express, See Rates and Fees.
Disclosure: Easy Travel Points, LLC has partnered with CardRatings for our coverage of credit card products. Easy Travel Points, LLC and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on the website are from advertisers. This compensation may impact how and where links appear on the site. This site does not include all card companies or all available card offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Disclosure: Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.